ADV Part 2 ADV Part 3 Privacy Notice
This information may include forward-looking statements. All statements other than statements of historical fact are forward-looking statements (including words such as “believe,” “estimate,” “anticipate,” “may,” “will,” “should,” and “expect”). Although we believe that the expectations reflected in such forward-looking statements are reasonable, we can give no assurance that such expectations will prove to be correct. Various factors could cause actual results or performance to differ materially from those discussed in such forward-looking statements. Past performance is not indicative of any specific investment or future results. Views regarding the economy, securities markets or other specialized areas, like all predictors of future events, cannot be guaranteed to be accurate and may result in economic loss to the investor. Any information provided by Adviser regarding historical market performance is for illustrative and education purposes only. Clients or prospective clients should not assume that their performance will equal or exceed historical market results and/or averages. While the Adviser believes the outside data sources cited to be credible, it has not independently verified the correctness of any of their inputs or calculations and, therefore, does not warranty the accuracy of any third-party sources or information.
Adviser does not make any representations or warranties as to the accuracy, timeliness, suitability, completeness, or relevance of any information prepared by any unaffiliated third party, whether linked to Adviser’s web site or incorporated herein, and takes no responsibility therefor. All such information is provided solely for convenience purposes only and all users thereof should be guided accordingly.
This web site is owned by the Adviser. This web site and any and all accompanying screens, information, materials, user documentation, user interfaces, arrangements of information, related software and other proprietary property of the Adviser or its licensors accessible via the web site (collectively hereafter referred to as the “Web Site”) is and shall remain the exclusive property of the Adviser and its licensors, as the case may be. All rights to the Web Site remain with the Adviser or its licensors. This site is for your personal and non-commercial use. You may not modify, copy, distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, transfer or sell any information, software, products or services obtained from this site.
This material is current as of the date noted, is for informational purposes only, and does not contend to address the financial objectives, situation, or specific needs of any Individual investor. The information is for illustrative purposes only. It is not intended to serve as investment advice since the availability and effectiveness of any strategy is dependent upon your individual facts and circumstances. Results will vary and no suggestion is made about how any specific solution or strategy performed in reality.
At least quarterly each client should receive a statement from his or her custodian, summarizing current account holdings, valuations and transactions. If a client fails to receive such statements from the custodian, HT Partners should be contracted immediately. We urge all of our management clients to carefully review and compare any reports produced by HT Partners to those they receive from their custodian.
Diversification does not eliminate risk. Past performance is not an indication of future results. Brokerage Products offered by your directed custodian are not FDIC Insured • No Bank Guarantee • Investments May Lose Value. Investors should consider carefully information contained in the mutual fund prospectus, including investment objectives, risks, charges and expenses. You can request a mutual fund prospectus. • Registration with the SEC should not be construed as an endorsement of Adviser’s investment skill or acumen. independently verified the correctness of any of their inputs or calculations and, therefore, does not warranty the accuracy of any third-party sources or information.
Registration with the SEC should not be construed as an endorsement or an indicator of investment skill, acumen or experience.
Investment strategies, philosophies and allocation are subject to change without prior notice.
Financial Planning software is provided by eMoney. E-Money is not affiliated with HT Partners LLC. HT Partners LLC does not evaluate or control eMoney planning algorithms or planning methodology. Any output provided by this tool is not reviewed or monitored by HT Partners LLC unless a client has specifically contracted HT Partners LLC for such services.
HTIQ uses technology-based programs to provide clients with discretionary asset management with limited human interaction through an online, electronic-based delivery model. In contrast to traditional advisory relationships where investment adviser personnel typically interact with clients to form a basis for the investment advice given, automated investment programs and platforms such as HTIQ rely on other techniques such as online questionnaires to gather client information in order to make suitability determinations for their clients. Limited human interaction between investment advisory personnel and clients presents unique challenges and risks. If there is no human interaction or limited human interaction involved in an automated investment program, there is no opportunity or less opportunity to explain the context for the questions asked, to ask follow-up questions about a client’s responses, to provide assistance to clients completing the questionnaire or to address inconsistencies in client responses. Moreover, an adviser may have limited information and transparency on the algorithms designed and maintained by third-party program sponsors or participants. Even small changes to the algorithms used may cause significant changes to a client’s investment account. Consequently, automated investment programs should only be used by individuals not requiring sophisticated modeling or frequent personal interactions with advisory personnel and those comfortable with the technical aspects of a particular investment platform. For some clients, comprehensive advisory services offered by HT Partners may be more appropriate.